C&F Travel Insured International insurance review 2022

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Between booking your hotel and packing all your travel essentials, even the most avid planners may overlook trip insurance. Travel insurance can help you recuperate financial losses to give you peace of mind, no matter how far away you are from home.

We are here to break down  Crum & Forster’s coverage options, costs, and how the company compares to its competitors.

Travel insurance plans from C&F Travel Insured International

Crum & Forster offers four coverage options: Worldwide Trip Protector Plus, Worldwide Trip Protector, Worldwide Trip Protector Edge, and Worldwide Trip Protector Lite.

With this travel insurance agency, you’ll find an a la carte of coverage options and optional policy add-ons like “cancel for any reason” (CFAR) and “interrupt for any reason” (IFAR) coverage.

You’ll find a comprehensive list of features included in each policy below:

C&F Insured Travel Medical Protector Plan

The Medical Protector Plan is Crum & Forster’s least comprehensive plan, only offering medical insurance. So, if you’re looking for trip cancellation coverage, consider purchasing one of the company’s WorldWide options instead.

Below, you’ll find coverage types and limits offered by C&F Travel Insured’s Medical Protector Plan.

Additional coverage options from C&F Travel Insured International

If you need more coverage, you may fancy Crum & Forster’s vast array of insurance add-ons and riders.

How much does travel insurance from C&F Travel Insured International cost?

We ran various ages, travel destinations, and trip dates through Crum & Forster’s quoting tool to generate several sample rates.

Scenario 1: 30-year-old/Australia/2023

If you’re a 30-year-old Florida resident traveling to Australia for a week in January 2023, an $8,000 trip will run you about $297 to $417 in travel insurance.

The average cost of travel insurance sits at 4% to 8% of your total trip cost. So the average cost of travel insurance for an $8,000 trip would be $320 to $640. In this case, C&F Travel Insured is cheaper than the average price of travel insurance.

Scenario 2: 40-year-old/Mexico/2022

In this scenario, we used the profile of a 40-year-old California resident scheduled to travel by plane to Mexico for a week in December 2022. We’ve plugged in a trip cost of $6,000, and the company’s travel insurance coverage estimated a cost of $267 to $373.

The average travel insurance cost for a $6,000 trip is about $240 to $480. Therefore, C&F Travel Insured’s prices are below the industry average.

Scenario 3: 50-year-old/France/2023

Finally, we ran the numbers for a 50-year-old New York resident traveling by plane to France. A week in May 2023 will run the traveler $10,000.

Residents of New York can only purchase the Worldwide Trip Protector Plan, which costs $492. The average insurance cost for a $10,000 trip ranges from $400 to $800. So, a New York Resident can purchase a plan with this company at a slightly cheaper rate than the industry average.

How do I file a claim with C&F Travel Insured International?

Filing a claim with Crum & Forster is simple. You can start a claim by filling out a short form with the plan number listed on your confirmation of benefits document and your last name.

Alternatively, you can give the company a call at 855-752-8303. C&F Travel Insured’s hours of operation are Monday through Friday from 8:00 a.m. to 6:00 p.m. EST. You can also email the team at [email protected].

Compare C&F Travel Insured International vs AIG Travel Guard

If you’re on the fence about purchasing a plan with Crum & Forster, you can explore other options. We’ve compared the company’s standard and premium plans with options from AIG Travel Guard.

C&F Insured Worldwide Trip Protector vs. AIG’s Travel Guard Preferred Plan

The most similar plan from AIG Travel Guard is the mid-tier Travel Guard Preferred Plan. Below, we’ve outlined some of the main features of this insurance policy.

Below, you’ll find coverages for C&F Travel Insured’s Worldwide Trip Protector plan.

At a glance, C&F Insured’s Worldwide Trip Protector offers more travel insurance coverage than AIG Travel Guard. AIG’s travel insurance also caps the dollar amount of its trip cancellation and interruption coverage, which is something to keep in mind before buying travel insurance.

C&F Insured Worldwide Trip Protector Plus vs. AIG’s Travel Guard Deluxe Plan

AIG’s Deluxe plan, the costliest option from the company, provides:

In contrast, C&F travel insurance’s most comprehensive plan, Worldwide Trip Protector Plus, offers the same coverage as its standard plan. Its “plus” plan comes with a “cancel for any reason” (CFAR) and “interrupt for any reason” (IFAR) coverage. CFAR and IFAR coverage provides up to 75% reimbursement of your travel cost for cancellation or interruption of your trip 72 hours after your departure date. As the names suggest, these coverages pay out regardless of your reasons for canceling nonrefundable bookings.

AIG Travel Guard’s Deluxe counterpart doesn’t have those coverages. As a result, C&F’s “Plus” package appears to be the better option.

Compare C&F Travel Insured International vs iTravelInsured

We’ve also compared policies from C&F Travel Insured and iTravelinsured’s standard plan to see which company offers more value.

C&F Insured Worldwide Trip Protector vs. iTravelInsured Travel SE Plan

iTravelInsured’s most popular plan is the Travel SE plan.

You’ll find more comprehensive medical and baggage loss coverage with iTravelInsured’s SE plan than C&F Travel Insured Worldwide Trip Protector.

iTravelInsured Travel LX and C&F Travel Insure’s WorldWide premium package also offer CFAR and IFAR coverage. Remember, your cost may vary based on personal factors such as age and travel destination. It’s best to generate rates using the companies’ quote tools and compare prices.

Buying insurance through a travel insurance company like Crum & Forster is one of many ways to get coverage. However, travel insurance may also be a perk included in your credit card. It’s essential to check if any of your credit cards offer travel insurance and if the coverage is sufficient to meet your needs.

A separate travel insurance policy can help you fill gaps in your credit card’s travel insurance coverage. For instance, many credit cards offer trip cancellation and interruption coverage but not medical coverage. C&F Travel Insured’s Travel Medical Protector plan may be a good addition if you only need to add medical-related coverage.


We looked at Crum & Forster’s coverages and compared it to competitors. We analyzed coverage options, claim limits, available add-ons, and typical insurance policy costs. The right policy will offer sufficient coverage for your situation at the most competitive price.

C&F offers aggressive options if you’re willing to pay a bit more. It also offers budget travel insurance plans for those looking to supplement credit card or other protections already in place. To find the travel insurance that makes sense, check out different providers and compare quotes.


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